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What actions should be taken to ensure European resilience in the face of climate change challenges?

On September 9, we welcomed Jan Dusik, Deputy Director General for Climate Action at DG CLIMA, and Magdalena Bos-Levandowska, Policy Officer in charge of adaptation.

This discussion highlighted a worrying observation:
Europe is warming twice as fast as the global average;
Natural disasters are increasing (fires, floods, droughts), with an estimated cost of €44 billion per year;
Nearly 75% of economic losses are uninsured, revealing a major protection gap.
Inaction will always cost more than investment in adaptation.

What European responses?
The European Commission is placing climate resilience at the heart of its strategy, with several strong announcements:
✅ The concept of “Climate resilience by design,” to integrate resilience into infrastructure, the economy, and public policies. ✅ The preparation of a European Climate Resilience Plan (2026), built around three priorities:
1. Protecting prosperity and infrastructure,
2. Strengthening citizens' security,
3. Preserving Europe's competitiveness and strategic autonomy.

This plan will be based on:
🔸 An educational document to better inform and raise awareness among citizens in the face of misinformation,
🔸 A legislative act to clarify the framework, harmonize risk assessments, and define shared governance,
🔸 Digital tools to help public and private stakeholders anticipate risks,
🔸 The development of blended financing, as public finances alone will not be enough,
🔸 Increased involvement of the insurance sector to develop appropriate and affordable products.

Next steps
A public consultation in 2025 to inform the development of the plan
The publication of the European Climate Resilience Plan is planned for 2026.

💡 Adapting to climate change is not a cost: it is a strategic investment. It is simultaneously a response to risks, an essential protection for citizens and territories, and a lever for competitiveness for European businesses.

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